![Luma launches a new card that builds your credit rating and earns you cashback - So what's the catch? | This is Money Luma launches a new card that builds your credit rating and earns you cashback - So what's the catch? | This is Money](https://i.dailymail.co.uk/i/pix/scaled/2013/10/30/article-2480071-0EF9ACF900000578-954_308x185.jpg)
Luma launches a new card that builds your credit rating and earns you cashback - So what's the catch? | This is Money
![Bank Card: LUMA Credit (Capital One Bank, United Kingdom of Great Britain & Northern IrelandCol:GB-MC-0121 Bank Card: LUMA Credit (Capital One Bank, United Kingdom of Great Britain & Northern IrelandCol:GB-MC-0121](https://i.colnect.net/f/5961/421/LUMA-Credit-back.jpg)
Bank Card: LUMA Credit (Capital One Bank, United Kingdom of Great Britain & Northern IrelandCol:GB-MC-0121
![Bank Card: LUMA Credit (Capital One Bank, United Kingdom of Great Britain & Northern IrelandCol:GB-MC-0121 Bank Card: LUMA Credit (Capital One Bank, United Kingdom of Great Britain & Northern IrelandCol:GB-MC-0121](https://i.colnect.net/f/5961/420/LUMA-Credit.jpg)
Bank Card: LUMA Credit (Capital One Bank, United Kingdom of Great Britain & Northern IrelandCol:GB-MC-0121
![Anna carr on X: "Had fraud this could be why #luma #FCA @LumaCreditCard @AskCapitalOne @TheFCA #fraudchat #unhappy #notimpressed #2cardsthesame @itbethany https://t.co/LOZTlklWd4" / X Anna carr on X: "Had fraud this could be why #luma #FCA @LumaCreditCard @AskCapitalOne @TheFCA #fraudchat #unhappy #notimpressed #2cardsthesame @itbethany https://t.co/LOZTlklWd4" / X](https://pbs.twimg.com/media/C8lmF2AXoAAPa_U.jpg:large)